OLS 120 - Personal Finance I

2 CR

First course in the Personal Finance series. Students participate in developing a foundation of money management, the use of finance tools, and skills necessary for independent financial success. Course is graded Credit/No Credit.

Prerequisite(s): OLS 140 or permission of the Program

Course Outcomes

Explain the difference between “wants” and “needs” as they relate to one’s personal budget.
Define “budget” and explain how creating a budget allows you to control your spending.
Identify common household bills, including rent, utilities, internet, phone, transportation, and groceries.
Use assistive technology to calculate sales tax, tip, and discount amount off for products on sale.
Describe basic banking products, including checking and savings accounts, debit cards, and credit cards.
Describe various sources of income, including employment, SSI, SSDI, and ABLE accounts.
Create a personal budget that includes income and household bills such as housing, utilities, internet, phone, transportation, groceries, savings, and leisure.

Find out when this course is offered