BUS 108 - Personal Money Management and Investment

2 CR

Part of a series of courses that present core components of personal finance applicable to individuals and financial service workers. Students will identify costs, benefits, and possible pitfalls of different types of credit, understand credit reports, scores, and ways to identify and or improve scores, review major credit laws with borrowers’ and lenders’ rights, identify ways to avoid and or correct credit issues, apply consumer skills to purchase decisions, create investment goals and plans using the time value of money, understand investment alternatives such as stocks, bonds, mutual funds and index funds, understand tax-advantaged investment plans, and identify the role of investment advisors: their purpose and how to avoid scams.

Course Outcomes

Identify costs, benefits, and possible pitfalls of different types of credit
Understand credit reports, scores, and ways to identify and or improve scores
Review major credit laws with borrowers’ and lenders’ rights
Identify ways to avoid and or correct credit issues
Apply consumer skills to purchase decisions
Create investment goals and plans using the time value of money
Understand investment alternatives such as stocks, bonds, mutual funds and index funds
Understand tax-advantaged investment plans
Identify the role of investment advisors: their purpose and how to avoid scams

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