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Feb 10, 2025
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OLS 121 - Personal Finance II 2 CR
Second course in the Personal Finance series. Students participate in compiling a spending journal that reflects on wants and needs, which develops into a personal budget. Covers basic financial concepts, safe practices when buying an item online, use of a credit or debit card, and using a savings account. Course is graded Credit/No Credit.
Prerequisite(s): OLS 120
Course Outcomes
- Compile a self-reflective spending journal
- Discuss safe practices when buying online and how to avoid common problems
- Discuss the difference between wants versus needs as related to a personal budget
- Write a check accurately and identify errors in incorrectly written checks Identify the elements of a basic budget
- Demonstrate how to reconcile checking accounts online
- Compare and contrast debit, ATM and credit cards
- Discuss retirement savings strategies
- Describe the difference between interest earned from a savings account and interest paid on credit card balances
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