OLS 121 - Personal Finance II

2 CR

Second course in the Personal Finance series. Students participate in compiling a spending journal that reflects on wants and needs, which develops into a personal budget. Covers basic financial concepts, safe practices when buying an item online, use of a credit or debit card, and using a savings account. Course is graded Credit/No Credit.

Prerequisite(s): OLS 120

Course Outcomes

Compile a self-reflective spending journal
Discuss safe practices when buying online and how to avoid common problems
Discuss the difference between wants versus needs as related to a personal budget
Write a check accurately and identify errors in incorrectly written checks Identify the elements of a basic budget
Demonstrate how to reconcile checking accounts online
Compare and contrast debit, ATM and credit cards
Discuss retirement savings strategies
Describe the difference between interest earned from a savings account and interest paid on credit card balances

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